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    • horizon®
  • Disclaimer
  • Contact Us

EthicalSoft Ltd

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horizon® Purchase Order Finance

horizon® Purchase Order Finance is EthicalSoft's alternative finance product that connects vendors or suppliers who want to fund purchase orders with investors who provide interest free finance.

Unique Proposition

  • Instant finance decisioning
  • Access to interest free finance (subject to eligibility) 
  • Access to low-risk ethical investments.

Who is it for?

  • Individuals or corporates who wish to access attractive investment returns
  • Investors averse to interest bearing instruments and non-ethical businesses
  • Vendors or suppliers who wish to finance purchase orders or contracts. 

Strategic Opportunity

  • Most existing vendor finance platforms offer interest bearing loans to vendors
  • Most credit eligibility assessment processes are lengthy
  • Offered credit requires collateral
  • The horizon® business model is non-interest bearing and employs the principles of shared risk and return
  • horizon® aligns with investors who are averse to interest bearing instruments and non-ethical businesses.

How it works

  • Vendor presents purchase order from platform partners 
  • horizon® partners confirm purchase order  
  • horizon® opens funding window for confirmed purchase order  
  • Investors fund purchase order  
  • horizon® partners honour invoice at term  
  • horizon® returns investment to investors plus income*        


*Our products are based on risk and return so the value returned may be less than the amount invested.    


For more information, contact us via email horizon@ethical-soft.com or use the message icon on the bottom right of your screen.

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